# Protocol Overview Paladin Lending is a decentralized, non-custodial governance lending protocol where users can either loan the voting power in their governance token, or borrow some voting power. Depositors stake governance tokens or derivatives that grant voting power in exchange for yield, while borrowers can leverage their voting power to gain more influence temporarily.\ \ You can find the code here : Quick overview video: #### Below, you will find a brief description and link of all the functions currently used in Paladin : ### **PalPools** Independent pools where the underlying governance token is deposited in exchange for **PalTokens**, and allows users to borrow governance power. ### **PalTokens** **ERC20** tokens representing your deposit in a **PalPool** as well as the yield earned. ### **PalLoans** Contracts are created by **PalPools** to hold the governance power borrowed by the user. A **PalLoan** is a **Clone** of one of the **Delegator** contracts, depending on the token to delegate. Each **PalLoan** is represented by a **PalLoanToken.** ### **PalLoanTokens** **ERC721** tokens representing the ownership of a **PalLoan**. As any **ERC721** token, **PalLoanTokens** can be transferred to change the owner of a **PalLoan**. ### **Delegators** Updatable delegation logic for a specific Governance token. ### **Controller** Contract listing all deployed **PalPools** & **PalTokens** and checking their current status. It is also handling the Paladin Liquidity Mining system ### **Interest Module** Calculations of Utilization Rate, Borrow Rate & Supply Rate for **Pools** ### **Address Registry** Contract to fetch the address of the different **PalPools**, **PalTokens** (ERC20), the **Controller** & the **PalLoanToken** (ERC721) --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.paladin.vote/paladin-lending/protocol-overview.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.